Terms of Service

1. Agreement to Terms

By accessing and using Debtigo ("the Platform"), you agree to be bound by these Terms of Service. If you do not agree to these terms, you may not access or use the Platform.

2. Description of Service

Debtigo is a debt and lending marketplace platform that connects companies (borrowers) with financial institutions and lenders. The Platform facilitates:

• Deal creation and management for borrowers
• Lender invitation and participation in deals
• Document sharing and data room functionality
• Communication between borrowers and lenders
• Market intelligence and analytics

3. User Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to:

• Provide accurate and complete information during registration
• Update your information to keep it current
• Notify us immediately of any unauthorized use of your account
• Use the Platform only for lawful business purposes

4. Data and Privacy

Your use of the Platform is subject to our Privacy Policy. By using the Platform, you consent to the collection and use of your information as described in our Privacy Policy.

You acknowledge that deal information, company data, and financial documents shared on the Platform are subject to access controls and may be visible to authorized participants based on need-to-know principles.

5. User Responsibilities

As a user of the Platform, you agree to:

• Ensure the accuracy and completeness of information you provide
• Respect the confidentiality of deal information
• Comply with all applicable laws and regulations
• Not misuse or attempt to compromise the Platform's security
• Not share your account credentials with others

6. Intellectual Property

The Platform and its original content, features, and functionality are owned by Debtigo and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

7. Disclaimers and Limitations

The Platform is provided "as is" and "as available" without any warranties of any kind. Debtigo does not guarantee the accuracy, completeness, or usefulness of any information on the Platform.

Debtigo is a marketplace platform and does not provide financial, legal, or investment advice. You should consult with appropriate professionals before making any financial decisions.

8. Termination

We reserve the right to suspend or terminate your access to the Platform at any time, with or without cause, and with or without notice, for any reason including violation of these Terms of Service.

9. Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will notify users of any material changes via email or through the Platform. Your continued use of the Platform after such changes constitutes acceptance of the new terms.

10. Contact Information

If you have any questions about these Terms of Service, please contact us at: legal@debtigo.com